After a long period of internal testing and invitation testing, Apple finallyFormal openingApple Card, now allows American users to apply for Apple Card. in the wallet app
From the previous experience of foreign media, Apple Card's application process is very simple. Users can submit applications in their wallet applications and fill in information including name, birthday, mobile phone number, address, social security number, but most of them will be pre-entered with the information you left on Apple ID. The only information you need to enter manually may be birthday and social security card information. After filling in all the information and agreeing to the terms of Apple Card, the application information will be submitted to Goldman Sachs for approval, and then you can apply for a physical Titanium Card, which Apple says will be issued within 6 to 8 working days.
After the application is approved, you can see the amount and interest rate of the credit card before you formally receive the card, and Apple Card also offers a certain degree of rebate: 3% rebate when Apple Store,App Store or subscribe to Apple service, 2% rebate when using Apple Pay consumption, and 1% rebate when shopping with physical card.
As Apple's credit card, Apple Card's operations are highly related to wallet applications and Apple ID, which also makes many operations complete in the system without additional download applications. Opening the wallet application, you can see an Apple Card virtual card. The card surface is a concise, flowing heat map, and the color displayed is automatically generated based on the type of consumption you consume.