Behind the huge consumption power of the young generation, credit consumption has become the main way of consumption upgrading.
China's young people's debt situation report was released today, according to domestic media. According to the report, 86.6% of young people are using credit products, but nearly half of them only use consumer credit as short-term capital turnover and pay off in the same month, without the accumulation of related debts.
Data display,Nearly 60% of the post-90s have substantial debt, which is higher than other young people. Removal
Young people who use Internet staging products and credit cards are more confident about their jobs and incomes than those who don't have any credit, the report said.
According to the report,Among young people's credit consumption purposes, housing loan is still the main purpose. 12% of the respondents said that they have housing loans, and 22% of the young people in the first tier cities need to pay for housing loans, which is twice the rate of the third, fourth and fifth tier cities.
In addition, the penetration rate of Internet staged consumer products is 60.9%, while that of credit card is only 45.5%.
How much debt do you have every month?